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Does RevAir offer payment plans?Updated 2 months ago

         


Yes! RevAir offers payment plan options that allow you to receive your RevAir just as though you paid in full today! 

Plan options range from biweekly to monthly, with up to 12-month financing available via Shop Pay Installments (powered by Affirm) and Afterpay

Both services offer a Pay in 4 / biweekly option (interest-free) and monthly financing (subject to additional interest charges) for up to 12 months. 

There are a few differences between the programs that are worth outlining: 

  • Payment Flexibility 
    • Shop Pay Installments and Afterpay are both available for purchases over $50. 
    • Afterpay 
      • Pay in 4 breaks your order total into 4 equal interest-free payments, the first due at checkout. The remaining three payments are deducted automatically every 2 weeks.
        • For example, payments on a $399 order would be split into 4 payments of $99.75 - with the first payment being due at checkout, and 3 additional payments of $99.75 would be auto-deducted every two weeks following purchase. 
      • Monthly payments are also available in 6 or 12-month terms*
        • For example, a 12-month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available to residents of Hawaii, New Mexico, West Virginia, and Nevada.  
    • Shop Pay Installments offers a 4 payment option (similar to Afterpay, following the same model and schedule), as well as monthly installment options for up to 12 months**
      • For example, a $429 purchase might cost $38.72/mo over 12 months at 15% APR or a  $499 purchase might cost $45.04/mo over 12 months at 15% APR
  • Credit Approval 
    • Afterpay Pay in 4 uses consumer reports to conduct “soft credit checks” for new US customers who sign up for Afterpay. Afterpay Monthly Payments are subject to credit checks and approval. 
    • Shop Pay Installments 4 payment option does not impact your credit score and Affirm will not report to credit bureaus. 
    • Shop Pay Installments Monthly Options do not affect your credit score to apply but missed payments can impact your credit score.
  • Interest***
    • Afterpay Pay in 4 is interest-free 
    • Afterpay Monthly Payments are subject to interest rates between 0-36% APR based on credit approval.
    • Shop Pay Installments 4 payment option is interest-free
    • Shop Pay Monthly Installments are subject to interest rates between 10-36% APR based on credit approval. 
  • International Availability 
    • Afterpay Pay in 4 is available to both the US & Canada
    • Shop Pay Installments are currently only available in the USA
  • All Plans Require
    • a valid and verifiable email address
    • 18 years old +
    • authorized holder of an eligible US-issued debit/credit card 
      • Monthly Installments/Payments must be paid with a debit card only 

The RevAir Own It, Love It Guarantee is applicable to all payment plan options. In the case of a return, the refund will be processed to the original form of payment (Afterpay/Shop Pay Installments) and disbursement will follow their respective timelines. For Shop Pay Monthly Installments or Afterpay Monthly Payments purchases, paid interest is the cost of borrowing, and is not refundable. To read more about these options, click the links below. 

Afterpay Help Center 

Shop Pay Installments Help Center

*You must be over 18, a resident of the U.S., and meet additional eligibility criteria to qualify. Loans through the Afterpay Pay Monthly program are underwritten and issued by First Electronic Bank, Member FDIC. A down payment may be required. APRs range from 0% to 35.99%, depending on eligibility. As an example, a 12-month $1,000 loan with 21% APR would have 11 monthly payments of $93.11 and 1 payment of $93.19 for a total payment of $1,117.40. Loans are subject to credit check and approval and are not available to residents of Hawaii, New Mexico, West Virginia, and Nevada. Valid debit card, accessible credit report, and acceptance of final terms required to apply. Estimated payment amounts shown on product pages exclude taxes and shipping charges, which are added at checkout. Click here for complete terms.

**Rates from 0% APR or 10-36% APR. For example, a $429 purchase might cost $38.72/mo over 12 months at 15% APR or a  $499 purchase might cost $45.04/mo over 12 months at 15% APRPayment options through Shop Pay Installments are subject to an eligibility check and are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. State notices to consumers affirm.com/licenses

**Late fees may be applicable for any late or missed payments for any payment plan

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